进行风险管理和监督 

我们的行为风险管理和监督 practice helps financial institutions mitigate conduct risk and maintain the highest ethical standards through our comprehensive consulting and surveillance services. We understand the complex regulatory environment and evolving industry challenges, and we work closely with your team to create a customized solution that protects your reputation and fosters a culture of integrity. 

The landscape for surveillance programs is changing as firms seek to manage new requirements, 新的审查水平, 以及更有效的新技术. The key trends in the conduct and surveillance space present challenges and opportunities for financial institutions, 包括: 

• 加强监管审查和提高罚款 – The SEC has assessed over $2B in E-Communications fines in the last two years, driven by financial institutions’ inability to prevent their covered associates from using unapproved channels for business-related client 通信. 
• 先进的技术能力和人工智能 – Advancements in Machine Learning (ML) and other advanced analytic capabilities allow firms to materially reduce the number of false positive alerts, reducing the amount of human labor needed to adjudicate these events. 
• The proliferation of communication interaction channels – New communication channels are emerging continuously, forcing firms to monitor what platforms are being used constantly and for what purpose. Also, the line between personal and business channels is blurring.  
• Digitization of interaction and critical business workflows – As more client interaction and transaction activity is conducted via electronic channels, the volume of available data to monitor and assess grows exponentially. 
• 降低合规成本的压力越来越大 – Firms have made tremendous investments in compliance capabilities (人, 过程, 和技术), driving up the cost of participating in the markets and materially reducing their return on invested capital. 
• Opportunity to use compliance-related investments to create more business value – Firms can use the data captured for surveillance to understand their client’s needs better, allowing for more relevant products, services, and pricing. 

There has never been a better time for institutions to rethink their approach to conducting management and surveillance to maximize the total value of their risk and compliance investments. By investing in the right resources and implementing best practices, capital markets firms can build effective trade surveillance programs that protect market integrity, 保护投资者, 促进公平有序的市场. 

我们的服务 Institutions need help designing and implementing effective surveillance programs that bridge the gap between regulatory expectations across jurisdictions and market and business conventions in different geographies. 

 进行风险管理 Conduct risk encompasses the potential for financial institutions to suffer harm due to employee misconduct, 不当销售行为, 或违反合规规定. These risks can lead to significant financial losses, reputational damage, and regulatory sanctions. 

• 进行风险和合规评估: We identify and assess potential misconduct risks across your organization, 包括员工行为, 产品销售实践, 市场操纵. 
• 政策及程序发展: We develop and implement clear policies and procedures that comply with regulatory requirements and promote ethical behavior. 
• 培训和宣传计划: We design and deliver effective training programs to educate employees on their conduct obligations and equip them to identify and report potential misconduct. 
• 文化评估: We evaluate your organization’s culture to identify potential areas for improvement and foster a culture of fairness, 透明度, 和问责制. 

监测, An effective surveillance program is a critical component of a bank’s ability to meet its conduct risk management obligations. The key to effective surveillance is focusing on activities and actions most indicative of non-compliance, reducing the noise and aggravation created by erroneous signals. 

• 交易监控: We help implement robust transaction monitoring systems, 包括UI/UX设计, 需求分析, 项目和计划管理, 测试, 改变管理. 
• 行为监测: We leverage advanced analytics 还有人工智能 to analyze employee behavior and 通信 to identify potential misconduct early on. 
• 市场滥用监察: We monitor market activity for signs of manipulative or abusive trading practices. 
• 调查: We conduct thorough investigations into suspected misconduct to identify the root cause and recommend appropriate disciplinary action. 

Several regulations require capital markets firms to record and surveil activity linked to clients, 包括订单, 交易, 通信, 和支付. 信息中存在明显的重叠, 人, 流程, and tools used to meet surveillance and reporting obligations. 

与我们合作的好处- We understand that addressing these challenges effectively requires a comprehensive approach, 结合先进技术, 技术人员, 以及对合规的坚定承诺. 

• 经验丰富的团队: Our team consists of seasoned professionals with deep expertise in conduct risk management and surveillance. 
• 定制的解决方案: 我们根据您的需求和风险状况定制我们的服务. 
• 技术驱动的方法: 我们利用先进的技术, 包括高级分析, 跨平台的工作流, 还有人工智能, 实现流程自动化，提高效率. 

• 法规遵从性: We ensure your compliance with all relevant regulations and industry best practices. 
• 改进的声誉: Proactive conduct risk management protects your reputation and builds stakeholder trust.